At PayDebt.com, we take your privacy very seriously. We maintain the latest encryption technology to ensure the safety of your personal information, which we never pass on to third parties without your consent. Please read the following privacy policy to learn more about our position concerning your personal information and the measures we take to protect it.

Purpose of this Privacy Policy

This privacy policy describes how PayDebt.com (the "Company") treats the personally identifiable information that is collected about you when you visit the Company's web site. This policy also describes the Company's treatment of personally identifiable information about you that the Company's business partners may share with it.

What is personally identifiable information?

"Personally identifiable information" is information that the Company uses to identify you as an individual. Personally identifiable information includes your name, address, telephone numbers and any other information that is connected with your identity.

Information the Company collects

When you register on the Company's website, the Company collects personally identifiable information from you that may include your name, email address, city, state, zip code, home and work telephone number and the approximate amount of debt you have.

Promotions and Surveys

Contests, sweepstakes, other promotions or surveys may be offered on the Company's website. In conjunction with such promotions or surveys, the Company may ask for personally identifiable information related to the topic of the survey, entry in the promotion, prize notification or fulfillment. The Company reserves the right to publish the winner's name in its promotional materials.

Information form third party sources.

The Company may on occasions combine information it receives online with information it has obtained through third party sources to enhance its ability to market those products or services that may be of interest to you.

Web Site Usage Information

The Company automatically collects IP addresses and web site usage information from when you visit the Company's web site. This information helps the Company evaluate how its users navigate and use its web site.

Cookies

The Company (or a third party services provider on our behalf) may set and access cookies on your computer. A cookie is a small amount of data that is sent to your browser from a web site's computers and stored on your computer's hard drive. To the extent that the Company utilizes third party services providers to set and access cookies on the computer of the company's web site users on its behalf, the Company requires such service providers to agree to maintain the confidentiality of the information collected and not to use such information for any reason except to carry our the purpose(s) for which they were hired by the Company. These third parties may set and access their own cookies on your computer. The use of cookies by third parties is subject to such third party's own privacy policy. Most browsers are initially set up to accept cookies. If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to reject cookies.

Use of Information

Personally identifiable information that is collected is used in the following manner:

• To help determine your suitability for the Company's services and to customize your experience in the event that you use the Company's program;
• To send you information about the Company's services, to fulfill your requests, to perform internal research, to respond to your inquiries or to contact you when necessary;
• If you use the Company's program your personal information is used to notify your creditors that you have contracted the Company's services;
• Used along with information collected from the Company's other users to create various forms of statistical data, which generally does not contain information that is identifiable to any individual user which may be shared with the Company employees, third party vendors, independent contractors and affiliates;

Information Sharing and Disclosure

The Company will not sell, share or otherwise disclose any personally identifiable information about its current or former web site users to third party companies or individuals, except as permitted or required by law. Examples of when the Company may share or disclose personally identifiable information to other companies or individuals include when:

• The Company has your consent to share the information;
• The Company needs to protect its legal rights;
• The Company is required to make such disclosure to comply with applicable laws, regulations or legal or regulatory process;
• Third party vendors or independent contractors engaged by the Company may have access to your personal information in order to perform their services. Under no circumstances will any third party vendor or independent contractor be permitted to use you personal information for any other purpose but to assist the Company in its business. The Company requires all third party vendors or independent contractors to comply with the Company's privacy policy, maintain the confidentiality of your personal information and to comply with applicable federal and state laws; and
• In connection with a sale, merger, transfer, exchange or other disposition of all or a portion of the business of the Company.

Security

The personally identifiable information the Company collects is stored on limited access servers. It maintains physical, electronic and procedural security safeguards to protect you personally identifiable information.

Changes to Privacy Policy and Notice

YOU HEREBY AGREE TO ACCEPT NOTICES OF ANY CHANGE MADE TO THIS PRIVACY POLICY AND ANY APPLICABLE PERIODIC NOTICES REGARDING THIS PRIVACY POLICY BY THE POSTING OF SUCH PRIVACY POLICY ON OUR WEBSITE.