Who uses debt negotiation - settlement?

Debt negotiation and debt settlement are being used by thousands of people like you to honorably pay back an agreed-to, reduced amount to creditors.

Why should I use debt negotiation - settlement?

Debt negotiation and settlement provide you with a shorter term and greater debt reduction than consumer credit counseling debt consolidation plans. We can have you debt free usually budgeting 1/3 less than your current monthly minimum payment, in a two to three year time frame. Using debt negotiation or debt settlement has a better long-term outcome than filing bankruptcy with positive credit impacts. If you are making minimum payments on your credit cards you are in for a lifetime of payments, as it can take over 60 years to pay off credit cards with 18% to 20% compounded daily interest rates.

How is our process unique?

You are assigned an experienced Settlement officer, on staff, to assure that your debt management process flows smoothly from start to debt free finish. We also let you control and save your own money required for the negotiated settlement. This allows you to control the pace and to have the piece of mind that your funds are being fully directed towards settling your debts, as reflected by settlement payoff checks written by you. We work with your creditors while you concentrate on saving money to pay them off.

Your support team includes indivduals with years of experience in debt negotiations, and they are constantly advised on the current industry trends by our house council. The negotiation team has experience making settlements on personal and business debts such as medical bills, unsecured loans, credit cards, past due federal income taxes, lawyer's fees, loans on repossessed vehicles, and other unsecured debts.

Once enrolled your creditor calls will be handled immediately. Based on your availability of funds, your Settlement officer negotiates the best terms (payback term) and debt reduction per creditor guidelines.

Our Debt Negotiation and Settlement Program can have your debts paid off in less than half the time.

If you are interested in finding out more information about Debt Negotiation / Settlement or any of the other options available, please submit the free quote or call one of our professional and friendly consultants. They will be happy to talk with you further and give you advice on how our debt negotiation program might be the best solution for your situation.